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Interest Free Terms

Urban Sales, in association with Q Card and Q Mastercard, is pleased to advise that we now offer Flexi Long Term Finance options**.

Finance Terms are currently only available for in-store and offline purchases. Please apply in-store or call 09-570-9687 and mention our finance offer.

Buying immediately after your application is approved is as simple as just letting us know your customer ID number. No need to wait for your Card to be issued!

Terms & conditions apply. See below for details.

Apply for your Q Card or Q Mastercard here.

 

6 MONTHS INTEREST FREE

 

6 months interest free* on in-store purchases $500 & over.
Ends December 31st, 2020. Excludes trade account purchases.
Lending criteria, fees, T&C’s apply.

Full terms and conditions

*6 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until December 31st, 2020. Excludes trade account purchases, assembly services & special promotion offers. Minimum spend $500 excluding shipping. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Offer expires December 31st 2020. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

 

12 MONTHS INTEREST FREE

 

12 months interest free* on in-store purchases $1000 & over.
Ends December 31st, 2020. Excludes trade account purchases.
Lending criteria, fees, T&C’s apply.

Full terms and conditions

*12 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until December 31st, 2020. Excludes trade account purchases, assembly services & special promotion offers. Minimum spend $1000 excluding shipping. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Offer expires December 31st 2020. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

 

18 MONTHS INTEREST FREE

 

18 months interest free* on in-store purchases $3000 & over.
Ends December 31st, 2020. Excludes trade account purchases.
Lending criteria, fees, T&C’s apply.

Full terms and conditions

*18 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until December 31st, 2020. Excludes trade account purchases, assembly services & special promotion offers. Minimum spend $3000 excluding shipping. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Offer expires December 31st 2020. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

 

**Urban Sales reserves the right to withdraw this payment option or modify the qualifying criteria for the payment option at any time. Urban Sales however cannot influence or modify the customer's eligibility for finance in any way.